Products & Services

Robert Reich (Ca. Insurance Lic #0H34950) and Koshin Steven Soga are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of HI and CA. No insurance business may be conducted outside of these states referenced.

Robert Reich and Koshin Steven Soga are Registered Representatives of and offer securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of HI and CA. No offers may be made or accepted from any resident outside the specific states referenced.

Robert Reich is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Neither Heir Associates nor The Nautilus Group® or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.

Koshin Steven Soga  is also separately registered as an investment adviser representative, under Eagle Strategies LLC., a Registered Investment Adviser, offering advisory services in the state of HI.  As such, these services are strictly intended for individuals residing in HI.

Heir Associates is not owned or operated by New York Life Insurance Company or its affiliates.

Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advise. Please consult your own tax, legal, or accounting professionals before making any decisions. Any testimonial on this site is based on an individual's experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.